Summit Life Benefits delivers a complete ecosystem of programs that reduce employer costs, increase employee take-home pay, and protect your team's financial future — from day one.
Powerful Programs
Unified Partner
HIPAA Compliant
Day Launch Readiness
We don't sell single products. Summit Life Benefits architects a full-spectrum benefits strategy that works for your employees and your business — reducing overhead, attracting talent, and protecting what you've built.
Our programs are carefully curated, seamlessly integrated, and backed by measurable outcomes. Whether you're a 10-person firm or a 500-person enterprise, we tailor everything to your team.
Get a Custom AssessmentAll programs layer on top of your existing health plan — no rip-and-replace required.
Measurable savings for employers and real financial gains for employees from day one.
Every program is designed to make life easier and more financially secure for your team.
30-day launch readiness with full support — we handle the heavy lifting.
Each benefit is selected to address a real need your employees face — and together, they create an unmatched advantage.
A preventative care program that sits in front of your existing health plan. Employees access primary care, urgent care, mental health, free medications, and wellness resources at zero out-of-pocket cost.
Saves employers $640–$1,000/employee/yrAn AI-powered platform that negotiates medical bills on employees' behalf after insurance. Upload a bill, Octi handles everything — HIPAA compliant and compatible with any existing health plan.
Average 61% reduction per billAn interest-free, payroll-deduction online store for electronics, appliances, furniture, and travel. No credit check required. Includes 90+ financial literacy modules for employees.
Zero cost or risk to employersA mobile-first platform for end-of-life planning. Employees create wills, store documents in a secure "Peace Vault," and organize key information for loved ones — with no claims administration.
30-day launch readinessVoluntary coverage that pays cash directly to employees for what primary insurance misses — disability, accident, hospital indemnity, cancer protection, term life, and dental & vision.
Cash paid directly to employeesHuman specialists + AI help employees handle everyday life stressors — childcare, medical disputes, travel, DMV — so they can focus at work. Reclaims 3.2 hours per user per week.
72% stress reduction in 30 daysOur consultative financial planning arm is built for business owners who want long-term security — with tax-advantaged strategies and guarantees that address life's core financial risks.
Passing away too soon. Outliving your income. Facing a serious illness. We build plans that protect against all three — for you and your business.
Speak With an AdvisorProtect generational wealth and ensure your assets transfer on your terms.
Tax-advantaged strategies so you never outlive your income.
Coverage calibrated to your business and family's unique obligations.
Structured plans to ensure your business outlasts you — on your terms.
Schedule a complimentary strategy session. We'll show you exactly what our programs can do for your team and your bottom line — no obligation, no pressure.
We'll reach out within one business day. Your information is never shared.